Monday, 3 August 2015

July 2015 Dividends


I received $1553.25 in dividends in july.

$1269 of that was in my taxable account and the rest in my registered accounts. That’s pure crazy numbers right there. $1269 is enough dividend income in one account to make a solid purchase – the snowball in effect.


Going-Forward yearly dividend income:

If I were to stop buying stocks today, the income I would receive on a yearly basis is: $15,348.60 (or $1279.05 per month).

Freedom 40 is looking well...

Financial Independence Fund:

The total value of my Financial Independence Fund at the end of July was: $345,466

This is a month-to-month increase from $345,466 compared to last month to $329,583. That’s a huge jump but thanks in large part to adding new capital and reinvesting dividends.


Purchases made in July:

The total amount of new purchases made this past month: $9,530

Regular taxable account:

         Bank of Nova Scotia (27 shares @ $63.21 = $1711)
         Johnson & Johnson (13 shares @ $98.40 = $1669)
         TD Bank (30 shares @ $52.18 = $1570)
         RBC (20 shares @ $73.47 = $1474)
         RBC (18 shares @ $75.14 = $1357)

        
RRSP:

         Emerson Electric (25 shares @ $54.30 = $1749 Canadian)
         ARCP is now named VEREIT.

TFSA:

            Calloway Reit is now named Smart Reit.

I sold my 457 shares in Bank of America for a total $10,688 Canadian. I had originally purchased BAC back in 2011 when the shares were quite low. My original purchase price was around $5,600 so I nearly gained double the value of the original shares. I bought when the Canadian dollar was on par with the US Dollar so part of this gain is attributable to currency gains.

In August, I will redeploy my $10,688 and make additional purchases in my TFSA. Fellow bloggers – can you make any suggestions?

JULY 2015


NAME OF COMPANY
DIVIDEND


1. TAXABLE ACCOUNT



Philip Morris
$157.25
Potash Corp                          (3 DRIP)
$129.37
BCE                                      (2 DRIP)
$113.10
Bank of Nova Scotia
$97.24
Rogers
$91.20
Power Financial
$55.88
Coca-Cola
$49.09
Algonquin Power
$48.44
Telus
$43.26
XPF (etf)
$39.96
Crescent Point Energy
$39.56
Dream Office Reit
$37.33
Innergex
$37.20
Northland Power
$34.20
DirectCash Payments
$28.80
WSP Global
$26.25
Baytex Energy
$24.00
TD Bank
$22.44
BTB Reit                              
$22.05
Rogers Sugar
$18.00
Liquor Stores
$17.55
Capital Power
$17.00
RioCan Reit
$16.45
Exchange Income
$14.50
Enbridge Income Fund
$14.14
Andrew Peller
$14.06
Pengrowth Energy                (3 DRIP)               
$10.30
Leon’s Furniture
$10.00
Canadian Natural Resources
$9.20
Pembina Pipelines                
$8.85
Shaw Communications         
$8.49
Student Transportation         
$7.88
Chartwells Reit
$5.05
Loblaws
$1.75



$1269.84


2. TAX FREE SAVINGS ACCOUNT (TFSA)



Cominar Reit
$20.21
Artis Reit
$18.45
Dream Office Reit
$17.73
Northwest Healthcare Properties Reit
$15.93
Valener
$15.34
Dream Global Reit
$15.33
Crombie Reit
$12.83
Pure Industrial Reit
$10.95
H&R Reit
$9.90
RioCan Reit
$9.17
Extendicare Reit
$7.96
Cap Reit
$6.61
Skylon Growth & Income     
$5.83
Innvest Reit
$5.66
Killam Reit
$5.00
Calloway Reit
$4.00



$180.90


3. REGISTERED RETIREMENT SAVINGS ACCOUNT (RRSP)



General Electric (1 DRIP)
$25.99
Altria
$23.92
Realty Income
$21.85
Merck
$14.40
Dream Reit
$8.75
Northern Properties Reit                  
$7.60



$102.51




TOTAL
$1553.25


Thursday, 2 July 2015

JUNE 2015 Dividends


 I received $1239.98 in dividends in June.

$763 of that was in my taxable account and the rest in my registered accounts.  $763 is taxable income and subject to favorable taxation. Better to be taxed on dividend income then regular income.

The long-term plan is to use the income generated in the taxable account to pay for my living expenses. One day it will pay for my bills and allow me to work less. For now, I’m simply reinvesting that money and allowing the compounding effect to take place.
           
In 2015 I have received a total of $6862.24 in dividends in my registered and non-registered accounts.

At this rate, I could end up with over $14,000 in 2015.


Going-Forward yearly dividend income:

If I were to stop buying stocks today, the income I would receive on a yearly basis is: $15,114.92 (or $1259.57 per month).


Financial Independence Fund:

The total value of my Financial Independence Fund at the end of June was: $329,583

This is a month-to-month decrease from $329,583 compared to last month to $333,236. Despite adding $3500 in new cash and collecting $1200 in dividends, my portfolio still took a slight dent.  To be honest, I wouldn’t mind if it took another massive dent. I find the markets overvalued and would love to add more to existing stocks on a lower basis.

The markets took a hit with the news in Greece. I’m hoping the markets continue to slide in July because I’d love to average down on existing positions.



Purchases made in June:

The total amount of new purchases made this past month: $3534
I’m not taking into consideration the sale of Lorillard and purchases of Wal-Mart.


Regular taxable account: $3534

Coca-Cola (25 shares @ $40.91 per share = $1293 Canadian)
Canadian Utilities (35 shares @ $35.92 per share = $1262)
Procter & Gamble (10 shares @ $77.40 per share = $979 Canadian)

        
RRSP:


My 54 Lorillard shares were sold off for a total of $3822, not bad considering I paid half that amount a few years ago and collected dividends for a few years. I received 15 shares in Raynolds that I’ve decided to keep. The remainder I received $3344 in Canadian cash. I bought LO when the dollar was on parity and the dollar is now some 20% cheaper. 

         (15 shares of RAI = @ $72 per share for a total of $1095 US Dollars
(50 shares of Wal-Mart @ $73.05 per share for a total of $4528 Canadian)


JUNE 2015


NAME OF COMPANY
DIVIDEND


1. TAXABLE ACCOUNT



Fortis
$93.50
Canadian Utilities
$56.05
SNC Lavalin
$51.25
Suncor
$50.40
XPF etf
$40.04
Crescent Point Energy
$39.56
Power Corp
$37.35
Dream Office Reit
$37.33
Northland Power
$34.20
Sun Life Financial
$30.40
DirectCash Payments
$28.80
Enbridge
$25.58
Just Energy (3 DRIP)
$24.50
Baytex
$24.00
BTB Reit
$22.05
Brookfield Renewable Energy
$20.31
Liquor Stores
$17.55
Riocan Reit
$16.45
Thomson Reuters
$14.66
Exchange Income
$14.50
Enbridge Income Fund
$14.14
Canadian National Railway
$10.63
Intact Financial
$10.60
Pengrowth Energy (3 DRIP)
$10.24
Johnson & Johnson
$9.57
Pembina Pipeline
$8.85
Shaw Communications
$8.49
Student Transportation
$7.88
Chartwell Reit
$5.05



$763.93


2. TAX FREE SAVINGS ACCOUNT (TFSA)



Caribbean Utilities
$34.47
Brookfield Infrastructure
$26.59
Cominar Reit
$20.21
Bank of America
$19.43
Artis Reit
$18.45
Dream Office Reit
$17.73
NorthWest Healthcare Reit
$15.93
Dream Global Reit
$15.33
Crombie Reit
$12.83
Pure Industrial Reit
$10.95
H&R Reit
$9.90
RioCan Reit
$9.17
Extendicare Reit
$7.96
Cap Reit
$6.61
Skylon Trust
$5.83
Innvest Reit
$5.66
Killam Properties Reit
$5.00
Calloway Reit
$4.00



$246.05


3. REGISTERED RETIREMENT SAVINGS ACCOUNT (RRSP)



Raynolds American
$54.00
Lorillard
$35.64
Digital Realty
$28.90
Realty Income
$21.79
McDonald’s
$17.85
Southern Company
$16.28
Waste Management
$12.32
Walgreen
$11.48
Exxon Mobil
$10.22
Dream Ind Reit
$8.75
Northern Properties Reit
$7.60
Emerson Electric
$5.17



$230.00




TOTAL
$1239.98