Thursday, 2 April 2015

March 2015 Dividends


MARCH 2015 Dividends

I received $1084.15 in dividends in March, 2015.

$684 of that was in my taxable account and the rest in my registered accounts. $684 is taxable income and subject to favorable taxation. Better to be taxed on dividend income then regular income.

The long-term plan is to use the income generated in the taxable account to pay for my living expenses. One day it will pay for my bills and allow me to work less. For now, I’m simply reinvesting that money and allowing the compounding effect to take place.
           
In 2015 I have received a total of $3285.73 in total dividends in my registered and non-registered accounts.

What a great start to the year. $3K per quarter feels great.


Going-Forward yearly dividend income:

If I were to stop buying stocks today, the income I would receive on a yearly basis is: $14,486.12 (or $1207.17 per month).


Financial Independence Fund:

The total value of my Financial Independence Fund at the end of March was: $317,498

This is a very slight month-to-month increase of a few thousands dollars compared to last month of $315,651. Despite earning some dividends and making new purchases, my portfolio didn’t really advance much, it actually went backwards.

If my portfolio goes up or down by 2-3%, that’s almost a $10,000 difference. I’m mostly focused on the dividend income which continues to rise.


Purchases made in March:


The total amount of new purchases made this past month: $11,071

Regular taxable account:

         Philip Morris (20 shares @79.73 = $2028 Canadian)
Johnson & Johnson (15 shares @ $98.99 = $1489 USD)
SNC Lavalin (30 shares @ $39.55 = $1191)
SNC Lavalin (27 shares @ $39.46 = $1070)
SNC Lavalin (68 shares @ $37.43 = $2555)

TFSA:

         NorthWest Health Care Reit (100 shares @ $9.57 = $961)
         Crombie Reit (73 shares @ $13.55 = $994)

RRSP:

            Emerson Electric (11 shares @ $55.83 = $783)

MARCH 2014


NAME OF COMPANY
DIVIDEND


1. TAXABLE ACCOUNT



Fortis
$93.50
Canadian Utilities
$56.05
Suncor
$50.40
Crescent Point Energy
$39.56
Dream Office Reit
$37.33
Power Corp
$34.80
Northland Power
$34.20
XPF etf
$31.88
Sun Life Financial
$28.80
DirectCash Payments
$28.80
Enbridge
$25.58
Baytex
$24.00
Just Energy (4 DRIP)
$24.00
BTB Reit
$22.05
Brookfield Renewable Energy
$20.81
Liquor Stores
$17.55
Riocan Reit
$16.45
Thomson Reuters
$15.23
Exchange Income
$14.50
Enbridge Income Fund
$14.14
Intact Financial
$10.60
Pengrowth Energy (3 DRIP)
$10.10
Shaw Communications
$8.49
Pembina Pipeline
$8.41
Student Transportation
$7.88
Chartwell Reit
$4.95
Canadian National Railway
$4.38



$684.44


2. TAX FREE SAVINGS ACCOUNT (TFSA)



Brookfield Infrastructure
$27.24
Cominar Reit
$20.21
Bank of America
$19.43
Artis Reit
$18.45
Dream Office Reit
$17.73
Caribbean Utilities
$16.50
Dream Global Reit
$15.33
Pure Industrial Reit
$10.95
H&R Reit
$9.90
NorthWest Healthcare Reit
$9.27
RioCan Reit
$9.17
Extendicare Reit
$7.96
Cap Reit
$6.39
Skylon Trust
$5.83
Innvest Reit
$5.66
Calloway Reit
$4.00



$204.02


3. REGISTERED RETIREMENT SAVINGS ACCOUNT (RRSP)



Lorillard
$35.64
Digital Realty
$28.90
Target
$26.00
Realty Income
$21.74
McDonald’s
$17.85
Southern Company
$15.75
Waste Management
$12.32
Walgreen
$11.48
Exxon Mobil
$9.66
Dream Ind Reit
$8.75
Northern Properties Reit
$7.60



$195.69




TOTAL
$1084.15





Monday, 2 March 2015

February 2015 Dividends


February 2015 Dividends

I received $916.41 in dividends in February.

$702 of that $916 was received in my taxable account and the rest in my registered accounts. That $702 is considered taxable income and subject to favorable taxation. Better to be taxed on dividend income then regular income. Who wants a job anyways?

This $702 is what I will eventually live off. It will pay for my bills and allow me to work less. For now, I’m reinvesting that $702 and on the path towards financial independence. 
           
So far I have received $2201.58 in dividends in 2015. I’m making phenomenal progress and am on track to retire / semi-retire before 40.

Going-Forward yearly dividend income:

If I were to stop buying stocks today, the income I would receive on a yearly basis is: $14,107.27 (or $1175.60 per month).

Financial Independence Fund:

The total value of my Financial Independence Fund at the end of February: $315,651

This is a month-to-month increase from $306,833 in January to $315,651 in February. I added $7562 in new purchases in February (mostly in my TFSA).

Purchases made in February:

The total amount of purchases made in February: $7562

          TAXABLE ACCOUNT: $1192

         SNC Lavalin (30 shares @ $39.55 = $1192)
        
RRSP: $1851

AT&T (43 shares @ $33.96 per share = $1465 USA or $1851 Canadian)

TFSA: $4519

         Artis Reit (65 shares @ $15.69 per share = $1025)
         Cap Reit (20 shares @ $28.72 per share = $579)
         Cominar Reit (60 shares @$19.51 per share = $1175)
         Pure Industrial Reit (200 shares @ $4.97 per share = $1000)
         RioCan Reit (25 shares @ $29.40 per share = $740)


FEBRUARY

NAME OF COMPANY
DIVIDEND


NON-REGISTERED ACCOUNT



Emera
$117.41
Potash Corp                         (2 DRIP)
$112.91
Royal Bank
$50.25
Crescent Point Energy
$39.56
Western One
$37.50
Dream Office Reit
$37.33
Northland Power
$34.20
Ishares XPF ETF
$31.88
DirectCash Payments
$28.80
Baytex Energy
$24.00
BTB Reit                              
$22.05
TD Bank
$20.68
Pengrowth Energy                (4 DRIP)               
$20.44
Liquor Stores
$17.55
RioCan Reit
$16.45
National Bank
$15.00
Exchange Income
$14.50
Enbridge Income Fund
$14.14
Bank of Montreal
$12.00
Pembina Pipelines                
$8.41
Student Transportation         
$7.88
Shaw Communications         
$7.88
Procter & Gamble
$7.12
Chartwells Reit
$4.95


Sub-total:
$702.89


TFSA ACCOUNT



Dream Office Reit
$17.73
Dream Global Reit
$15.33
Cominar Reit
$12.86
Artis Reit
$12.60
H&R Reit
$9.90
Northwest Healthcare Properties Reit
$9.27
Extendicare Reit
$7.96
RioCan Reit
$6.23
Skylon Growth & Income     
$5.83
Pure Industrial Reit 
$5.75
Innvest Reit
$5.66
Cap Reit
$4.42
Calloway Reit
$4.00


Sub-total
$117.54


RRSP ACCOUNT



Kinder Morgan
$26.10
Realty Income
$21.74
AT&T
$17.39
Deere
$14.40
Dream Industrial Reit
$8.75
Northern Properties Reit                  
$7.60


Sub-total
$95.98


TOTAL DIVIDENDS IN FEBRUARY 2015
$916.41