Tuesday, 2 June 2015

May 2015 dividends



May 2015 Dividends

I received $993.62 in dividends in May. Only about $6-$7 shy of the thousand mark.

This month is usually my weaker months of the quarter and to say that my weakest month is on par to nearly $1,000 per month is quite an achievement.

$722 of that was in my taxable account and the rest in my registered accounts. Not to bad. I’ll have to pay taxes on $722 but the tax rate is mostly dividend income and is taxed at a favorable rate, better than earning income working some job that I dislike.
           
In 2015 I have received a total of $5622.26 in dividends in my registered and non-registered accounts.

What a phenomenal year and it will only get stronger.


Going-Forward yearly dividend income:

If I were to stop buying stocks today, the income I would receive on a yearly basis is: $15,015.91 (or $1251.32 per month).


Financial Independence Fund:

The total value of my Financial Independence Fund at the end of May was: $333,236

This is a month-to-month increase from $333,236 compared to last month's $327,335


Purchases made in May:



May was a busy month. The TFSA limit was increased to $10,000 (I still won't vote conservative) so I made sure to add money in my TFSA. I've also contributed to the RRSP. Going forward, I'm going to reduce my REIT exposure but keeping REITs as they are but contributing more so to blue chip dividend growers, like CNR and Canadian financials. 

The total amount of new purchases made this past month: $9244

Regular taxable account:

Canadian Utilities                            (45 shares @ $37.07 = $1673) 
Canadian National Railway          (20 shares @$73.55 = $1476)

TFSA:

Caribean Utilities                   (100 shares @ $10.88 = $1342 Canadian)
Killam Reit                            (100 shares @ $10.75 = $1080)
Valener                            (59 shares @ $16.64 = $987)

RRSP:

Omega HealthCare Reit          (60 shares @ $36.31 = $2686 Canadian)


MAY 2015


NAME OF COMPANY
DIVIDEND


NON-REGISTERED ACCOUNT



Emera
$121.20
Potash Corp                         (3 DRIP)
$119.52
Royal Bank
$63.14
Power Financial
$55.88
Ishares XPF ETF
$40.04
Crescent Point Energy
$39.56
Dream Office Reit
$37.33
Northland Power
$34.20
DirectCash Payments
$28.80
Baytex Energy
$24.00
BTB Reit                              
$22.05
Liquor Stores
$17.55
RioCan Reit
$16.45
National Bank
$15.00
Exchange Income
$14.50
Enbridge Income Fund
$14.14
Bank of Montreal
$12.00
Pengrowth Energy                (2 DRIP)               
$10.20
Shaw Communications         
$8.49
Pembina Pipelines                
$8.41
Student Transportation         
$7.88
Procter & Gamble
$7.33
Chartwells Reit
$5.05


Sub-total:
$722.72


TFSA ACCOUNT



Cominar Reit
$20.21
Artis Reit
$18.45
Dream Office Reit
$17.73
Northwest Healthcare Properties Reit
$15.93
Dream Global Reit
$15.33
Pure Industrial Reit 
$10.95
H&R Reit
$9.90
RioCan Reit
$9.17
Extendicare Reit
$7.96
Cap Reit
$6.39
Skylon Growth & Income     
$5.83
Innvest Reit
$5.66
Crombie Reit
$5.41
Calloway Reit
$4.00


Sub-total
$152.92


RRSP ACCOUNT



AT&T
$37.60
Kinder Morgan
$27.84
Realty Income
$21.79
Deere
$14.40
Dream Industrial Reit
$8.75
Northern Properties Reit                  
$7.60


Sub-total
$117.98


TOTAL DIVIDENDS IN MAY 2015
$993.62

Sunday, 3 May 2015

April 2015 Dividends


I received $1342.91 in dividends in April.

$1087 of that was in my taxable account and the rest in my registered accounts. This is really working out.  

The long-term plan is to use the income generated in the taxable account to pay for my living expenses. One day it will pay for my bills and allow me to work less. For now, I’m simply reinvesting that money and allowing the compounding effect to take place.
           
So far in 2015 I received $4,628.64 in dividends in my registered and non-registered accounts.

What a phenomenal year and it will only get stronger.


Going-Forward yearly dividend income:

If I were to stop buying stocks today, the income I would receive on a yearly basis is: $14,884.30 (or $1240.35 per month).

I'm on track to earning $13-14K for 2015. 

Financial Independence Fund:

The total value of my Financial Independence Fund at the end of April was: $327,335

This is a month-to-month increase from $327,335 compared to last month to $317,498


Purchases made in April:

The total amount of new purchases made this past month: $6603

Regular taxable account:

         XPF etf (72 shares @ $19.20 per share = $1383)
Rogers Communication (30 shares @ $41.73 = $1257)
Rogers Communication (35 shares @ $40.76 = $1432)
Procter and Gamble (15 shares @ $80.09 = $1206 USD)

TFSA:

         Crombie Reit (100 shares @ $13.20 = $1325)



APRIL 2015


NAME OF COMPANY
DIVIDEND


1. TAXABLE ACCOUNT



Philip Morris
$157.25
BCE                                      (2 DRIP)
$111.80
Bank of Nova Scotia
$97.24
Rogers
$60.00
SNC Lavalin
$51.25
Algonquin Power
$43.17
Coca-Cola
$42.08
Telus
$41.20
XPF (etf)
$40.04
Crescent Point Energy
$39.56
Dream Office Reit
$37.33
Innergex
$37.20
Northland Power
$34.20
DirectCash Payments
$28.80
WSP Global
$26.25
Baytex Energy
$24.00
TD Bank
$22.44
BTB Reit                              
$22.05
Rogers Sugar
$18.00
Liquor Stores
$17.55
Capital Power
$17.00
RioCan Reit
$16.45
Exchange Income
$14.50
Enbridge Income Fund
$14.14
Andrew Peller
$13.13
Pengrowth Energy                (2 DRIP)               
$10.16
Leon’s Furniture
$10.00
Canadian Natural Resources
$9.20
Shaw Communications         
$8.49
Pembina Pipelines                
$8.41
Student Transportation         
$7.88
Chartwells Reit
$5.05
Loblaws
$1.72



$1087.54


2. TAX FREE SAVINGS ACCOUNT (TFSA)



Cominar Reit
$20.21
Artis Reit
$18.45
Dream Office Reit
$17.73
Northwest Healthcare Properties Reit
$15.93
Dream Global Reit
$15.33
Pure Industrial Reit
$10.95
H&R Reit
$9.90
RioCan Reit
$9.17
Extendicare Reit
$7.96
Cap Reit
$6.39
Skylon Growth & Income     
$5.83
Innvest Reit
$5.66
Crombie Reit
$5.41
Calloway Reit
$4.00



$152.92


3. REGISTERED RETIREMENT SAVINGS ACCOUNT (RRSP)



General Electric
$25.99
Altria
$23.92
Realty Income
$21.79
Merck
$14.40
Dream Reit
$8.75
Northern Properties Reit                  
$7.60



$102.45




TOTAL
$1086.04