Friday, 6 January 2017

December 2016 Dividends






I received $1638.20 in dividends in December. Can you believe that?



Financial Independence Fund:



The total value of my Financial Independence Fund at the end of December was: $487,464


I'm nearing the half-million mark.

This is a month-to-month increase from $462,044 last month, a significant increase due to new purchases and also I hadn't fully updated my portfolio in some time so my previous updates were slightly under the real value of my entire portfolio. I try my best to regularly update the portfolio but I will occasionally make a purchase and forget to include it in my excel chart. Human error. Also, i have a few DRIPs that i updated. Overall a positive.



Annual dividend income is now $18,689 or about $1557 per month. Dividend growth and dividend increases have also significantly helped bring this amount up.

This is a significant increase due to the fact that I have updated dividend increases and decreases and overall the increases brought up my overall going-forward dividend income substantially.



Purchases made in December:



The total amount of new purchases made this past month: $6470 (factoring in the sale of Exxon)





Regular taxable account: $4624



         Coca-Cola                           (35 shares @ $40.31 =$1777)        

         BCE                                    (25 shares @ $57.59 = $1445)

         Transalta Renewables          (100 shares @ $13.97 = $1402)



         TFSA: $874



         Canadian R.E. Inv Trust (REF.UN) (19 shares @ $45.74 = $874)



         RRSP: $972



         Wal-Mart                                    (18 shares @ $71.39 =$1660)

         Colgate                                     (11 shares @ $66.03 = $932)

        

Sold Exxon 14 shares @ $86.86 for a total of $1620. The proceeds were essentially re-invested into Wal-Mart.



DECEMBER 2016





NAME OF COMPANY
DIVIDEND


1. TAXABLE ACCOUNT



Fortis
$124.00
Canadian Utilities
$113.75
Brookfield Renewable Energy
$112.19
Power Corp
$85.43
Canadian National Railway
$55.88
SNC Lavalin
$53.30
Suncor
$52.20
Coca-Cola
$52.07 USD
Sun Life Financial
$46.20
BTB Reit
$45.50
Manulife
$37.00
Northland Power
$34.20
Enbridge
$29.15
Shaw Communications
$29.13
DirectCash Payments
$28.80
Johnson & Johnson
$27.20 USD
Just Energy (3 DRIP)
$26.63
Dream Office Reit
$25.00
Exchange Income
$17.50
Enbridge Income Fund
$17.11
Riocan Reit
$16.45
Thomson Reuters
$16.04
Intact Financial
$11.60
Pembina Pipeline
$9.28
Boralex
$8.40
Student Transportation
$8.17
Liquor Stores
$5.85
Crescent Point Energy
$5.16
Chartwell Reit
$5.15
Loblaws
$1.82



$1100.16


2. TAX FREE SAVINGS ACCOUNT (TFSA)



Brookfield Infrastructure
$51.94
Caribbean Utilities
$44.94
Cominar Reit
$40.42
RioCan Reit
$29.96
Artis Reit
$18.45
Cap Reit
$18.44
NorthWest Healthcare Reit
$15.93
Dream Global Reit
$15.33
Crombie Reit
$12.83
Dream Office Reit
$11.88
Pure Industrial Reit
$10.95
H&R Reit
$10.12
Killam Properties Reit
$10.00
Smart Reit
$9.21
BoardWalk Reit
$8.06
Extendicare Reit
$7.96
Skylon Trust
$5.83



$322.25


3. REGISTERED RETIREMENT SAVINGS ACCOUNT (RRSP)



Emerson Electric
$34.08 USD
Target
$30.00 USD
Wells Fargo
$26.60 USD
Realty Income
$23.23 USD
McDonald’s
$19.74 USD
Southern Company
$16.80 USD
Dream Ind Reit
$14.58
North View Apt Reit
$14.39
Waste Management
$13.12 USD
Walgreen
$12.75 USD
Exxon Mobil
$10.50 USD


Mostly paid in USA dollars, converted to Canadian.
$215.79




TOTAL
$1638.20









Friday, 2 December 2016

NOVEMBER 2016 Dividends

I received $1305.24 in dividends in November. This is a $185 increase from the previous quarter.

As for new purchases this month.

I made a one-time investment in a green bond (solar power) with SolarShare of $5,000. It cost an additional $40 to become a member of the SolarShare co-op. This $5,000 will provide me with an annual income of $250 (or 5%) paid bi-annually. At the end of the five-year term I should receive my capital back.

This purchase of SolarShare was made outside of my current accounts and is a good addition to my green portfolio and a good tool to diversify my investments.

As for my recent XEC etf (international countries ETF), I reinvested my dividends to add to this position. In a way this XEC position is entirely financed from dividends. Questrade also doesn’t charge fees for the purchase of ETF’s so I don’t really care whether my purchase is small or large.

I also sold my position in Canadian Natural Resources. I originally purchased 40 shares for $1125 and sold it in november for $1746, a gain of $621 or 55% gain, excluding the dividends I received over several years. I am slowly trying to divest out of fossil fuels and happy to do so while making a profit. I used the entire proceeds to purchase 163 shares of Algonquin Power (renewable sector). I also just sold Exxon mobile in my RRSP which I will report in December. 

As I say - out with the old (fossil fuels) and in with the new (renewables).

Going-Forward yearly dividend income:

If I were to stop buying stocks today, the income I would receive on a yearly basis is: $18,068 (or $1505.68 per month). $18K is a big number and $1500 per month on average is great.

Financial Independence Fund:

The total value of my Financial Independence Fund at the end of November was: $462,044

This is a month-to-month increase from $446,800 last month.



Purchases made in NOVEMBER:

The total amount of new purchases made this past month: $8749 - $1745 (sale) = $7004

Regular taxable account:

         Algonquin Power         (163 shares @ $10.65/share = $1741)
         Alterra Power         (300 shares @ $5.00/share = $1506)
         Telus                           (35 shares @ $42.41/share = $1489)
Algonquin Power         (100 shares @ $10.69/share = $1074)
BTB Reit                   (240 shares @ $4.40/share = $1062)
Boralex                  (60 shares @ $17.05/share = $1028)
         XEC Etf                  (23 shares @ $23.32/share = $536)
         XEC Etf                  (14 shares @ $22.36/share = $313)

Sales: Canadian Natural Resources (sold 40 shares @ $43.76 = $1745)

WesternOne did a 1:30 split. Crap.



NOVEMBER 2016


NAME OF COMPANY
DIVIDEND


NON-REGISTERED ACCOUNT



Philip Morris
$188.13 USD
Emera
$158.32
Royal Bank
$112.05
Power Financial Corp
$91.06
Potash Corp (1 DRIP)
$41.93
Procter & Gamble
$41.54 USD
BTB Reit                              
$37.10
Ishares XPF ETF
$36.95
Northland Power
$34.20
National Bank
$30.25
Shaw Communications         
$29.13
DirectCash Payments
$28.80
Dream Office Reit
$25.00
Enbridge Income Fund
$17.11
Exchange Income
$16.75
RioCan Reit
$16.45
Bank of Montreal
$12.90
Pembina Pipelines                
$9.28
Student Transportation         
$8.34
Liquor Stores
$5.85
Crescent Point Energy
$5.16
Chartwell Reit
$5.15


Sub-total:
$951.45


TFSA ACCOUNT



RioCan Reit
$29.96
Cominar Reit
$20.21
Artis Reit
$18.45
Cap Reit
$18.44
Northwest Healthcare Properties Reit
$15.93
Dream Global Reit
$15.33
Crombie Reit
$12.83
Dream Office Reit
$11.88
Pure Industrial Reit 
$10.95
Killam Properties Reit
$10.00
H&R Reit
$9.90
Smart Reit
$9.21
Boardwalk Reit
$8.06
Extendicare Reit
$7.96
Skylon Growth & Income     
$5.83


Sub-total
$204.94


RRSP ACCOUNT



AT&T
$38.40 USD
Omega Healthcare
$36.60 USD
Realty Income
$23.23 USD
Dream Industrial Reit
$14.58
Deere
$14.40 USD
North View Reit                  
$14.39
Kinder Morgan
$7.25 USD


Sub-total
$148.85


TOTAL DIVIDENDS IN NOVEMBER 2016
$1305.24